How much I spent on a low-spend month, including buying a chair and booking a trip.
What I Learned from Tracking Every Penny I Spent for a Month
Demystifying Crazy Confusing Credit Scores and How I Manage Mine
I once had a lazy landlord who made us vet prospective roommates, which meant awkwardly asking people for their credit report. While I vaguely knew that my “credit was checked” whenever I applied for an apartment, it didn’t become real until I was asked to assess a person’s worthiness based on a bunch of stats. […]
How I Pick My 401k Funds in Just 15 Minutes
A few weeks back, I talked about why we should invest. Today I want to talk about company-sponsored retirement plans, which is how most people dip their toes into investing. Specifically, how I’d go about choosing the investment funds that go into them. Investing in your first 401k (or 403b/457 for nonprofit and government folks) […]
How I Ditched My YOLO Lifestyle and Got My Finances on Track in Just One Year
*Today I’m excited to share a truly inspiring guest post from my friend Kate at Making It Rain.* Like many millennials, YOLO was her mantra, but she had a come-to-Jesus moment, and is now rocking her money after just one year. If you’ve ever felt like you wanted to read about money from someone who […]
Clueless About Saving? Here Are Seven Steps to Start.
If you think about it, personal finance is kind of obvious: Spend less than you earn, then invest the rest. Boom, done. But obvious doesn’t automatically equal action. If so, I think we’d all be pretty rich already. Most of our financial scripts are learned through the people around us: people on TV, our friends, […]
I Wasn’t a Born Saver, Here’s How I Learned
When I was in my early 20s, I thought I was invincible. Twice my peers tried to scare me into getting a 401k or a Roth IRA. “Don’t you want to not work when you’re old?” But they were promptly ignored. “Getting old doesn’t happen to people like me, therefore, I do not have to […]