Five Things I’m Cheap As Hell About

Five Things I'm Cheap as Hell About

People tell you to spend your money on what you love. This is solid advice. As you know, I have no problem paying more for clothes that make me feel like me. Zach from Four Pillar Freedom has spent $400 on Chipotle this year because he loves it. Millennial Money Diaries, despite the common advice to cut lattes, thinks buying coffee is worth it.

What you choose to spend your money on says a lot about you. But what about the things you purposely DON’T spend money on? I find those just as telling and interesting. If you’ve never thought about it before, doing this exercise can serve as a quick check to make sure your spending is aligned with your values. If you don’t cut back on anything and aren’t as rich as Warren Buffett, then you might want to take another look at your spending.

So today I’m talking about the things that make me cringe every time I have to pay for it. Maybe some will surprise you.

1. Haircuts

Let me clarify: I’m not walking around like a shaggy dog. At least, not all the time. But I hate spending my own hard-earned money for a quality hair cut. That’s because I haven’t found a hair stylist I like that costs less than $80 a pop. The cost for my absolute favorite one? $125. To me, those prices are STEEP, and I always seem to get burned when I try to cheap out. So I begrudgingly pay the high price, but get my hair cut just twice a year. And for one haircut I won’t even use my own money. Every year for my birthday my mom sends me a card with a hundred dollar bill inside. I’ve told mom so many times it’s unsafe to send cash through the mail, but she still does it every year, like clockwork. MOMS. There are so many things I could choose to spend that money on, but I look forward to that $100 to arrive so I can finally get a haircut.

2. Heat and Air Conditioning

This is when my stoic side really shines. Living in New York City, I no longer have to pay for my own heat, thank god. But before I moved to New York, I was living with my best friend in a great pre-war apartment with crown moldings, high ceilings, a decorative fireplace, exposed brick, and hardwood floors. A dream apartment! There was just one problem: it was cold AF. With an old apartment came old windows. Our first heating bill was over $400, and I just about cried. But my friend and I got to work. We went to Home Depot and bought the plastic you seal over the windows to keep the cold out. We spent the night taping and blow drying the plastic over every single window in the house. Next we decided to keep the heat to 55 degrees Fahrenheit. I’m not going to lie, it was damn cold inside the apartment, but we layered sweaters and jackets while we were home, even typing away at our computers with fingerless gloves on. We were both so cheap about paying for heat, suffering through it was the preferred option.

And on the opposite end, I’ve never had an air conditioner until I moved in with my husband. Growing up my family used fans during the summer. So a small bedside fan always seemed like it was enough. Sure, I got hot at night and would have been more comfortable with an A/C unit, but paying those electricity bills pained me even more.

3. Electronics

If you looked up the phrase “incredibly unsexy” you’d see a picture of my laptop, a Toshiba Satellite. And when I go to a coffee shop my clunky laptop stands out in a sea of sleek Macbooks. Yeah, I’m like that PC guy in that commercial, and I’m totally fine with that.

Macbooks are also almost double the price of a PC with similar specs. When I think about what kind of gadget to get, I first think about what I’d actually use it for. Since I mostly use a laptop for surfing online, Google docs, and Photoshop, I don’t need a $2,000 computer to meet those needs.

I hear the iPhone X is coming out soon. You know what? I couldn’t care less. I didn’t get an iPhone until two years ago, and I’ve always avoided contracts because two-year upgrades seem unnecessary. If my phone works as advertised, then I see no reason to switch. For three years, I used what I fondly described as my ‘entry-level’ smartphone: an LG version, with supersized fonts and pixelated graphics, it could pass as one of those toy phones you might buy for a toddler. Again, why I chose that phone lined up with that I actually planned to use it for: making calls, texting, and occasional email. Nothing more, nothing less.

4. Cabs/Uber

Unless I feel unsafe in a neighborhood, I’ll always use the subway or the bus. Since I already pay $121 for an unlimited monthly pass for work, I might as well use it–if I’m prepaying for anything, it pains me not to max it out. And now, with Ubers and Lyfts easily summoned with just one click, to avoid temptation in a moment of weakness, I refuse to install the apps on my phone.

And when the destination is a 15-minute walk from the subway? I’ll always walk. I walk fast enough to medal in the Walking Olympics, but I recognize not everyone can, no matter how hard they try. Like when I blow past an old lady on the subway platform, or when I take the stairs two steps at a time. Some people don’t have the luxury of walking faster. I want to appreciate my legs while they still work awesomely.

5. Buying Books

Once, after a meeting, I mentioned I needed to drop off some library books after work. My boss scoffed, “Who the hell uses the library these days?”

I do, jerk.

When I was little, no one in my family thought to buy books for the home, so I’d borrow them from the library. I couldn’t believe all the things libraries let you borrow, for free! Not just books, but movies, magazines, and even passes to local attractions. Now an adult, I still can’t shake the habit.

A few months ago, to do some research on upcoming travel, I texted my husband to see if he could pick up some travel books on his way home from work. Ten minutes later, I decided to walk to the library, just to see, and they had all three I wanted, free to borrow.

Aside from the free-ness, I consider reading to be a time investment, requiring hours of undivided attention and concentration. When I used to buy books sometimes they turned out to be total duds, and then I’d get sad about making a bad buy. Oh, and the clutter they make. As a minimalist, I can’t deal with having sub-par books in the house.

What are some things you hate to spend money on, and why? If you had a $100 windfall from a relative, what would you spend it on?

Image: The Luxe Strategist

You May Also Like

  • Erin @ Reaching for FI

    Agreed about most all of these (although oops I have a MacBook because it’s something I can’t seem to give up, having grown up in a Mac household. At least I buy older models!). I do have to admit my hair is ridiculously long and not looking great right now because it’s been a year since I got it cut because I’m so cheap. I think I’m going home to see my parents in a few weeks so I need to schedule an appointment with my usual lady there for a much more reasonable $40 cut!

    And yeah, that person speed-walking home from the metro late at night? That’s me!

    • I live in a Mac household now, so I understand how hard they are to resist! It’s the ecosystem, so if you have the phone, you want the laptop, etc. I need a new computer at some point, but I’m still not sure what I’m going to get.

      My favorite hair stylist is out of town, too! I have to plan it soooo far in advance though, because the guy gets booked up instantly.

      I actually got yelled at the other day, because as usual, I was rushing up the subway stairs and I guess I got too close to the man in front of me. Oops.

      • Jennifer Rowsam

        I’ve saved money since buying a MacBook Air. I have had the same one for 5 years. I was replacing PCs every year or two before that. My MacBook is still running perfectly.

  • I’m with you on pretty much all of these. I recently started cutting my own hair because I always hate how salons style it. The apartment we just moved into includes utilities, which is a first for me. It’s going to be SO weird actually being warm in the winter. I’m pretty sure my body will be in shock for the first two weeks of December.

    What would I do with an extra $100? Probably put it into the tiny house fund. Lame, I know.

    • I def don’t trust myself to cut my own hair. I think I have pretty good hand skills, too! I can’t even properly blowdry the back of my head without my arms getting tired. I’m sure when you cut yours it looks adorable, though.

      Apartments with utilities make me feel like I got tricked somehow. Like, hmm, what’s the catch? I love not having to pay for heat, but the downside is we don’t get to regulate it all that much. So sometimes it’s blasting and you have to open the window, or other times, it’s not warm enough.

      Putting money towards your goals is good! Since I don’t have concrete goals right now, I’d just spend it on a luxury thing 🙂

  • Alicia McElhaney

    I just got a haircut at the Aveda Institute in NY – it was $36 and I had a great experience. I prefer how my hair looks when I dye it, but I finally had to stop because it’s WAY TOO EXPENSIVE. I’m trying to buy less books and turning back to my local library lately as well

    • Oooh, I remember when I first moved here, I thought about being a Bumble and Bumble hair model, but I got too lazy to fill out the form. I’d think they could be a good option in addition to Aveda. Too bad dying your hair is so expensive, but maybe leaving it be will make it healthier?

      Sometimes I go on a ‘reserving’ spree where I reserve a bunch of books/ebooks and just wait to be notified they’re ready. I also feel like the due dates kinda force you to read them in a timely manner.

  • I (re-)learned the magic of the library this year. Best underutilized public service ever! I also spend $0 on makeup (my employer still thinks I’m presentable enough to be in front of clients, so meh) and nothing on alcohol unless I’m buying someone wine as a gift.

    • I feel like libraries are so easy to overlook. I’ve even brought some travel guides from the library with me on trips. Thank goodness I never lost them…

      ALL employers should think we’re all presentable as is. I’ve come to work so many times with no makeup, but I also don’t deal with clients on a regular basis. I try to keep my makeup very minimal because I hate the clutter a lot of makeup makes. I even have one of those nice acrylic organizers and it still looks messy!

      Good for you for not buying alcohol. I feel like that’s a big part of many people budgets for socializing reasons. Wine is a lifestyle creep that my husband introduced. That and the coffee I blame on him 🙂

  • Heck yeah, preach it girl! I trim my own ends and get an actual hair cut, maybe once every other year? And even then I use Groupon or wait until after the holidays so I have some gift money. Silly moms. 🙂 I’ve never had a phone contract or the ‘newest’ version of any electronics. I figure, let the crazy people pay a premium to find the bugs! If I truly want it and it has features I’ll use, I can wait a year or two and get a great price on a refurbished or floor model.

    It’s nice living in a city with great public transit! The Triangle here in NC has some options (like around campuses and between Duke-UNC, some limited bus options in the downtowns too) but overall it’s mostly a must-have-a-car area. But EVERYONE should check out their local library! So many options, all free! New bestsellers, cookbooks, travel guides, language books, hobbies, CDs, videos, magazines, newspapers… even computers/wifi/printers. I know someone at work who didn’t want to pay for internet at home so she just uses the library for anything really necessary. Bless her heart.

    • I used to have short hair, which required more maintenance, but now I keep it longer so I don’t have to get it cut as often. It’s way more economical. I don’t trust myself to trim it myself, though!

      I knew people who’d get a new phone every two years. I’d ask, but what’s wrong with the old one? The answer was nothing, they just wanted the newest one. But yeah, waiting a little bit to upgrade really does pay off.

      I’m definitely lucky to live in a place where the subway can basically take you anywhere you need to go. So I was talking about my specific experience where many of my peers love to take Ubers or cabs. For me, since I’m already paying $121 per month for the subway, I feel wasteful if I’m not maxing it out. But yeah, of course I can understand living in a place where you need a car to get around. I’m in agreement there.

      One really good thing about living in a smaller city is there’s less of a wait for books at the library! Here you could encounter a wait-list 50 people deep…

      • I’ve been debating back and forth making the leap and cutting it short for months now… I’m tired of my hair getting stuck in everything (doors, coats, bag handles…) and it sheds like mad and is constantly in the way. But the “must-get-it-cut-more” thing about short hair keeps me hesitant…

        Wow, a 50-person-long wait list! That would be upsetting… I bet that’s even with inter-library loan and stuff. Bummer.

  • Former New Yorker

    Best haircut and perm I ever got was in Taiwan! Super cheap. Lol I use my Asia vacays to get my hair did. I mean, I guess it’s not super cheap if you factor in the travel costs, but I’ll try to squeeze in all my hair and massage appointments while in Asia. 🙂 But in the US, this is one thing I’ll pay for because I have really coarse thick hair that’s hard to cut properly.

    I feel like the heat/AC thing is a cultural thing. My relatives never even had AC. We now use a swamp cooler in LA, which saves electricity and keeps the apartment cool, but it’s not something you can use in a humid environment like NYC.

    Rarely used Uber/Lyft in NYC, and then only if work was paying for it or when I was super pregnant and walking one block felt like 100 miles. If you have the subway there, Uber/Lyft seems like $$$ thrown away. But in LA, it can sometimes work out better. THe LA Metro doesn’t usually get you where you need to go, so you need a car. If you’re out for drinks, you can’t drive home. If it’s cross-town and for late-ish dinner/drinks, taking a Lyft would save you the $ for parking, headache for looking for parking, the $70+ parking ticket if you’re even 1 minute late to your meter, headache for sitting in traffic and navigating freeways.

    One thing I’m def cheap about is getting my nails done. I HATE paying $30-40 to get my nails done and have them be imperfect. I do them myself at home and do a better job than in the salon. Sometimes I’ll “treat myself” and then come home angry because I noticed something not 100% perfect about the job they did.

    I also hate buying drinks out. I get eating out (I def can’t make those meals myself at home), but like, a glass of wine at a bar is the same as a glass of wine at home. Even with cocktails (I’m not a big drinker) my husband sets up his own home bar and can make all those at home anyway. I’ll go out for drinks with friends or the husband as a social thing, but I’ll admit I kind of wish it wasn’t a thing. I’ll usually get the cheapest house wine. It’s just such a huge markup for the “experience” and “service” but I’m not a big drinker so I hate it.

    • Hey, I consider getting your hair did in Taiwan a way to maximize efficiency. If you’re already there, why not get stuff done for super cheap?

      I think the AC thing depends on how you grew up. So if you had it in your parents house, then probably you’re used to it and expect as an adult. Just like I never had a dishwasher and thought they were sooooo useless, and never used one until just a few years ago! But right now, I live in an AC home because my husband’s natural temperature is like a furnace. Meanwhile, I’m cold-blooded…

      Re: Ubers, I was definitely talking about my specific instance. Besides a brief stint in my hometown post-college, I’ve only lived in cities with good public transportation so I don’t really know anything else! But yes, in LA, I can absolutely see how cars and cabs are a necessity. When I went to visit there in college, I remember we were limited to going to places with just the bus and the metro because we were too cheap/young to rent a car. So basically, it took forever to get anywhere.

      Oh, I hear you on the mani/pedis. If I’m paying someone to do it I expect perfection. I very rarely do it unless it’s a special occasion (like, getting married, hehe). Sometimes I feel like I should care more about my nails, but I don’t.

      YES, paying for drinks is the worst, especially when it’s a glass of wine or run-of-the mill beer. I’ve always limited myself to two drinks out because while it’s fun, it’s such a fleeting luxury, you know? Although I do appreciate the work/creativity put into interesting cocktails. I had a Swedish lemonade recently and it was damn delicious.

  • serenity

    I like how your mom sends you money. That’s cute. I don’t spend much money on hair cuts neither. Last hair cut was a yr ago for like $20 lol. I have not step foot in a library since I was in college. I did not know the loan out pass for attractions, I must check it out. Thanks for the tip

    • I know you have kiddos, so the library would probably have some fun programs for them. You should definitely check it out!

      I think it’s funny that every year my mom sends me the same exact amount. It never goes up as I get older, haha.

  • Oooh, I feel you so much on the haircuts thing. I’m crazy-cheap on haircuts. I wait until I can score a coupon for an $8 cut at Great Clips, and then I get a trim once (maaaaybe twice) a year. I love having bangs, so I learned to cut them myself from YouTube tutorials. Next is to learn how to cut layers in my hair so I don’t have to go to the stylist at all. 🙂

    • My issue is stylists’ skill level varies greatly. And you have no way of knowing until a bad haircut happens to you.

      Youtube tutorials are a goldmine for doing stuff yourself! I used it to figure out how to wave my hair, heh.

  • I find it so hard to read any post about haircuts without mentioning Shizen in Brooklyn. I am super picky about my hair (ok, who isn’t?) and have never really found a salon that ~gets me~ or my half-Japanese hair. Then I found an article on Opening Ceremony’s blog that recommended them…

    Every time I leave Shizen I feel like the coolest cool girl and completely thrilled over the cut. Even though I moved away, I wait until I’m in the city to get my haircut there.

    They’re $65-90 and after 10 you get 1 free (they also do student discounts). Their cuts are just so perfect and I can’t recommend them enough.

    $100 windfall? Skincare — dang, effective face masks are expensive!!!

    • I feel you on the being picky thing. My favorite stylist I was excited about because he was the only one in the salon who was wearing leather bottomed shoes. The other stylists dressed like punks. So I felt he was more my style.

      Ooooh, I’ve never heard of Shizen. So far, I usually go to Asian stylists, although my hair is on thinner side, and not smooth or silky at all (cry). I’ve liked Commune and Room in Williamsburg, but Shizen sounds like a great place to try. You know I trust what you say 🙂

      Hehe, instead of the haircut maybe I should be using it for SK-II stuff instead!

  • I’m with you on smart phones. I had a no-contract ‘starter’ LG phone for almost 4 years until I ran it into the ground. It met my needs: call, text, email, app use, and occasionally browse the web. I replaced it an updated ‘starter’ LG and hopefully it last just as long.

    I’ve only used Uber once and that was because I was in rush to get somewhere and luckily I got a promo code online where they waive the fee for your first ride. Other than I would prefer the bus/train if I’m not driving.

    You need to take your boss to the library, lol!! Definitely missing out on the features they have. Like you said it’s not only books but also movies, free workshops, tickets to museums. etc..They have an app for the library here in SF where you can put a book on hold at your preferred library and notify you when it’s ready. And all you have to do is pick it up at the hold section and check it out.

    Let’s see, $100?!? Probably just put in the bank. Doesn’t sound exciting but I don’t like holding cash for long.

    • Nice! My husband always made fun of my LG phone so I’m glad I’ve got a buddy in the LG camp. I have to say, it is MUCH sturdier than my iphone. I dropped it so many times and it emerged unscathed every time.

      I don’t work with that boss anymore, so sadly, he can’t be schooled on the virtues of the library. But I know so many people who live so close so it and still don’t go! Yeah, I love browsing the DVDs for movies that aren’t available on subscription and mine have some great educational workshops. I also get excited when they have an ebook I want. That way I can download it right away and start reading.

      You’re so practical 😉

  • I feel bad spending money haircuts, heat (“lucky” for us AC is so rare in the bay!), and cars.

    I’m no tech junky, but I do replace electronics with generally higher end models because times I have gotten the cheaper one, I experienced way more subtle glitches. I owned so many sub $500 laptops where the track pad would literally freeze as I was using it or even stop working, and the battery life always ended up lasting 1-2 hours on a laptop advertised to last at least 4 even when it was a couple months old. Never again…

    Uber and Lyft are probably my frugality sin–I have so little patience to walk 15 minutes then wait for a bus that comes every 15-30 minutes, and don’t even get me started on the transfers! I still cringe every time I call a car, though it makes me feel better there are no unlimited passes in SF and sometimes splitting a pool is actually more cost effective. I literally never took cabs or cars in NY, and the sudden +$$$ in the transit category gave me a heart attack.

    I think the spending I find most difficult to swallow are group events at mediocre restaurants. The meal always end up being really pricy! I find this happens a lot when a large group (8+) is trying to eat together, but they need tons of flexibility with everyone’s schedules, people coming in and out, not everyone getting there on time, a place that takes reservations. After all of that, the bill for food always ends up being $30-$40 for the most unspecial food. :'(

    • I feel like no gadget’s battery ever lasts as long as advertised! But yeah, battery life is a huge convenience factor in choosing a laptop. I bought my laptop in 2010 and I’m not going to lie, its performance has gone down. But I feel like every year there are more tech advancements with laptops, so you could find a less expensive one that works well enough for what you need it for.

      You seem to get tons of Uber deals, according to your money diaries! I don’t even know it all works. I do remember visiting my friend’s sister in SF and having to take the bus a lot, which can be a time suck. I guess the MUNI didn’t really take us to where we needed to go. Here I take the bus when there’s literally no other option, or when I feel like taking the scenic route. But there’s something to be said about valuing your time and just taking a car sometimes. Especially if you can split it with people! But since the NYC system is so expansive, I find Ubers to be kind of unnecessary.

      Agreed with mediocre restaurants! So many restaurants are total rip-offs and it can be hard to tell which is worth it. One time my husband and I went to one that sounded really promising on Yelp. We spent over $100 for tiny portions and left hungry. I was beyond angry about that.

  • You know, I just looked at my local property tax bill breakdown several months ago. We’re paying a significant chunk of change to our local library. I AM paying for my library books but they’re so worth it. They’ve saved me from buying books that were mediocre even though they were hyped up. Plus I have a bunch of books sitting on my bookshelves that I haven’t even begun. I like to go to Half Price books when they have a $30 fill-a-bag sale. I can literally get a book for about 50 cents during these events.

    • Yeah, that’s true, our taxes pay for libraries, but that just gives you MORE reason to use them! I feel you on the overhyped, mediocre books. Lately, all of them have been disappointing me lately. I don’t know if books have gotten worse or I’m not reading the right ones. I think the really, really good ones are just fewer and far between.

  • Rich Uncle

    I have long straight hair (perm-ed) mainly because 1)it fits my Asian face 2)it is easy to maintain 3)my hubby loves long hair. I cut my own hair throughout and get it cut once a year when I go back to China. Getting hair done in the US is not only risky but intimidating. I have no idea how to explain what I want to the stylist. It’s really funny that my fav place to get my hair perm-ed (it straightens and softens your hair) is at home by my husband. I am much more comfy and I know I picked the highest quality chemical for it. Although it is a lot of work for hubby, he says he needs to charge me for it!

    • I always, always show the stylist a few pictures of what I want. When I haven’t done that, man, I got burned real bad. There are so many ways to interpret words, but pictures don’t lie! How lucky are you to have a husband help you out with your hair! Now that’s true lovel

      • Rich Uncle

        good call on pictures! Yes. that’s his proof 🙂

  • Rich Uncle

    I am big fan of MBP and iphone! I use them every day and it makes me happy every time I use it. One exception that’s not apple, I really really really love my Kindle! It’s amazing!

    • I use MBP for work and iphone, too! I guess I’ve always been very simple when it comes to technology. I think it would be a fun experiment to use a brick phone for a while, and see how that goes.

      • Rich Uncle

        it’s funny that even though I love MBP for personal use, I actually hated it when I had it for work. For a while, I had the exact same MBP for work and for home. It sucked for work cuz Mac Office is a joke and accessing shared drive is next impossible~~

  • I get $100 from my Mom every year for my birthday and I always put it in the bank. Kinda makes me sad that I don’t spend it on something that I want but the only thing I really want (that money can buy) is caviar. Since we live an hour from the deli where I buy it, it doesn’t happen very often (every few years). I might have to make a point of going soon.

    As for the library, it’s the best! My family goes at least once a week. My kids rented fishing rods (and a license) and we always go to museums and attractions for free. They’ll be talking about all their experiences for a long time.

    • Wait, you can get fishing rods from the library???? Mind blown. I’m so glad you can provide memorable experiences for your kids without having to pay an arm and a leg. Yay, libraries.

      Putting the windfall in the bank isn’t sad at all! Maybe you can alternate years. One year you put the money in the bank, the next year you go get the caviar.

  • Done by Forty

    We also use the library whenever we can: probably my all-time favorite innovation. Whoever came up with the idea for a library deserves way more credit than they do.

    We do pay a good bit for AC here in AZ but consider it a must-have. We keep the thermostat at 81 (and then up to 84 during peak hours) but the bill is still crazy high.

    • Seriously. I’m also hearing about tool libraries popping up around the country. I can just borrow a saw? OK! Whoever invented THAT needs to be on the cover of Time magazine, haha.

      I have been to AZ, and it’s hot there, but it’s drier, right? Quit the excuses 😉

  • I hear you on the library. I haven’t bought a physical hard copy of a book in years.

    • I do make a few exceptions if it’s a book I really love and want to support the writer. But I haven’t come across a book I love that much in years 🙂 Thanks for stopping by, MB!

    • gracesface

      Same. And our library offers hoopla – their free streaming service. You get 4 free titles at month + all the movies at the library you can check out! I looooove it.

  • Katrina

    I agree with you on all of these. I cut my own hair, and my spouse’s hair, and have for several years. I don’t regret it at all. Haircuts are like my own personal form of torture because they involve so many different things I don’t like: forced interaction with a stranger for a prolonged period of time, physical contact with a stranger, an uncertain outcome that I have minimal control over, AND I have to pay for it? No thank you.

    I sublet a basement suite and one of the single most frustrating things about it is that I have little control over the utilities usage by the family that lives upstairs, but their use impacts how much I have to pay (we pay for a third of utilities because our suite makes up approximately one-third of the living space). At least the house doesn’t have air-conditioning (it isn’t common where I live), but in the winter they jack up the heat like crazy and we barely touch ours. They also have a bad habit of leaving all the lights in the house on all the time. We’re good friends, so I’m able to talk to them about it and try to make them improve, but it’s slow going.

    I cannot be trusted with electronics (my hands are where cell phones and laptops go to die), so I’ve long decided that this is one of those areas where it makes no sense to spend a lot of money, since odds are good I will break it somehow long before it has outlived its usefulness.

    We don’t have Uber or Lyft where I live, so not an issue, and I don’t take cabs in general.

    I love to read and always have an e-book checked out from my library on my phone. I don’t think I’ve bought a book in at least five years, and I read every single day. Reading is such a great thing, because you can indulge in it constantly without ever having to spend a penny. I m

    • Hey Katrina,

      Wow, you hit the nail on the head for why I don’t like haircuts. I definitely don’t like the small talk, either. And I don’t believe that because you went to hair school that you’re necessarily have a great eye for it. Hence, the hesitation to pay for something that’s not guaranteed to look good.

      Having to split utilities evenly is so frustrating. I had a few roommates who both used ACs in their room (I didn’t), and we worked out that during the summers, whatever costs were above the norm, that they would split. And I’m glad you at least have a good enough relationship with the neighbors to talk about it. Turning off the lights when I’m not using them is definitely a leftover habit from my childhood and something that bugs my husband now, heh.

      My only qualm with not buying books is supporting writers. In that case, if I really love a book I’ll go ahead and buy it.

  • I feel you on the bang trims! I think I tried a tutorial from Youtube and I ended up looking like that creepy Chucky doll, haha. So now I just don’t have bangs anymore because it’s too much maintenance for me. I’ve done some bad haircuts myself and I usually end up blaming on another “rookie stylist.” 🙂

  • Gina Carpellotti

    I utterly loathe spending money on necessities such as tights, bras, etc. These things count towards my clothing budget, but they are not “fun” purchases — unless I’m splurging on funky tights. Undergarments are what bug me the most — shopping and spending.

    • Oh, those loathesome necessities–I feel you there. Thankfully, I haven’t bought tights in years and I’m good with bras for a while. And underwear I tend to bulk buy in batches. And I agree that they aren’t fun purchases at all, which makes parting with your money so much harder!